Cedar City Info

These are NOTE rates, NOT APR:

30-yr fixed: 5.25%
15-yr fixed: 4.50%
FHA 30-yr fixed: 5.125%
5/1 ARM: 4.25%
Rural Housing 30-yr fixed: 5.125%
Construction: 6.00%
Lot Loan: 6.50%

When I started in this business years ago, “good” rates were in the high 7% to low 8% range. I think we’re headed back there, but rates continue to be spectacular! There are such great deals in the Cedar City area right now, it’s worth taking a look.